In our experience, banks have seldom managed to derive strategic benefits of Credit Risk Management Frameworks and Approaches by simply adhering to regulatory compliance. Banks with sufficient amount of data and sophistication should aim for achieving compliance to advanced approaches in Credit Risk Measurement which will enable optimum use of their capital to enhance shareholder wealth.
At AstraGinger, we move beyond accurately measuring and managing credit risk. Engaging with our risk management consultants lead to in a phased manner
- Pricing commensurate with Risk
- Enhanced Asset Portfolio Quality
- Effective Credit Risk Mitigation
- Reduced levels of Non-performing Assets
- Increased Revenues and bottom-line
- Optimum Capital Allocation